How moneyline odds work
Moneyline odds tell you two things: who's favored and how much you'd win. A negative number (e.g. -150) is the favorite — bet $150 to win $100. A positive number (e.g. +130) is the underdog — bet $100 to win $130. The bigger the gap between the two numbers, the bigger the perceived mismatch.
Calculating a payout
For a favorite (-150): payout = stake × (100 / 150). For an underdog (+130): payout = stake × (130 / 100). Most sportsbooks and pick apps like FanRivo do this math for you, but understanding it helps you spot when a line moves.
When to take the moneyline
Take the moneyline when you're confident a team wins outright but don't trust them to cover a big spread, or in low-scoring sports like soccer where one goal decides everything. In the NBA, moneylines on heavy favorites pay so little that most sharps prefer the spread — but underdog moneylines are where value lives.
Moneyline vs spread vs total
Spread bets handicap the favorite by a number of points; totals (over/under) bet on the combined score. Moneylines are the only market where a 1-point win and a 30-point win pay the same. That makes them the cleanest pick to track on a leaderboard, which is why FanRivo defaults to moneyline picks.